Xapp is bridging the gap between savings and investments, offering users the transparency and control that many traditional banking products fail to deliver.
With no hidden terms, lock-in periods, or complex structures, Xapp allows users to earn significantly more than with standard savings accounts, while maintaining the ability to invest or withdraw funds at any time.
One of Xapp’s standout features is its intuitive sub-account functionality, allowing users to create purpose-driven savings buckets, whether it’s for a holiday, a new phone, or a rainy-day fund.
This approach not only promotes disciplined saving, but also fosters more mindful financial planning.
Designed for the everyday investor, Xapp removes the barriers that have long deterred many from entering the investment world.
With a clean interface, low entry requirements, and a commitment to plain-language communication, the platform has quickly become a go-to solution for those seeking more from their money, without the stress or uncertainty.
As inflation continues to chip away at passive savings, Xapp offers a proactive alternative for those ready to take control of their finances.
Whether users are building an emergency fund, saving for a short-term goal, or simply looking to beat inflation, Xapp provides a smarter, more flexible solution.
Xapp is a user-friendly investment platform designed to make wealth-building simple, accessible, and rewarding.
By combining the ease of a savings account with the performance of a disciplined investment product, Xapp empowers users to earn 7.50%* per annum (as at 19 May 2025) while maintaining full access to their funds.
With smart features like sub-accounts and zero lock-in, Xapp helps people save with purpose and confidence.